Who has not felt the pinch? People are losing their jobs left and right. Families are losing their houses. Banks are scared to give out cash loans. Firms are folding faster than a New York minute. I even know of some managers who now bring a sandwich bag to work. Yes, we have been hit by this recession, and we have been hit so hard we all could use cash loans once in a while.
But, if you think getting payday loans when and where you can is the only solution, think again. Pay day loans are great for money emergencies that just can't wait. Do not use them too frequently or too recklessly because every time you avail of the pay day loans Canada banks offer, you could have to pay everything back with interest. These are some pointers to help you limit your use of cash loans to life's really urgent moments.
Drive Less
With gas prices climbing, you may wish to cut down on your automobile use. Consolidate 4 journeys to the grocery into a single weekly excursion. Stop schlepping the kids in the automobile, and have them take the faculty bus instead.
Bring Your Drink
In case you have not done the math, those bucks you spend on java can actually add up. Save by bringing your choice of stimulant. Bring a thermos of coffee to work, or brew your own at work. And while you're at it, why not take bottled water and cans of soda to work as well? You are able to save as much as 75 cents per bottle or can when you stop depending on the vending machine.
Go Pet-Free
Fluffy can cost quite a bundle so if you do not have a pet yet, don't get one. Or, if you actually think you want a pet as much as you need oxygen, get a tiny pet. You may not believe me now but big dogs can send you scampering for cash loans. You see, the difference between a small dog and an enormous one is a whopping $700 a year. That's's a whole lot of kibble there!
Don't Flush Your Dollars
Yes, don't flush your bucks, and I mean this in the most literal sense. Do not buy branded toilet paper or branded tissues, paper towels, plastic wrap, plastic bags, and paper cups for that matter. Big-name tissue and plastic are simply ten times more pricey than their non-name counterpart.
Eat In, Not Out
Pizza in a restaurant can set you back $20 or so. In contrast, a massive carry-out pizza from any pizza parlor in your block only costs $7. And, if you actually need to spend even less than that on pizza, buy yours from the grocery store.
Cash loans are helpful, but you need to only use them for real money emergencies, for example auto repairs and medicine. Don't take out cash loans to get new designer jeans or an iPhone. Otherwise, you will be up to your eyeballs in debt.
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